Terms of Use

Acceptance of Terms

By accessing, browsing, or otherwise using this website, you confirm that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated by reference. These terms apply to all visitors and users of this site.

If you are accessing this site on behalf of a corporate entity, you represent that you have the authority to bind that entity to these terms, and references to "you" include both you personally and that entity.

Definitions

In these Terms of Use, the following terms have the meanings set out below:

Permitted Site Use

You may use this Site solely for the purpose of obtaining information about the Company and its B2B infrastructure services and for submitting enterprise inquiries through the contact form. The following uses are expressly prohibited:

• Using the Site for any unlawful purpose or in violation of any applicable local, national, or international law or regulation
• Attempting to gain unauthorised access to any part of the Site, its servers, or any system connected to it
• Transmitting any unsolicited or unauthorised advertising, promotional material, or spam
• Introducing any virus, trojan, worm, logic bomb, or other malicious or technologically harmful material
• Scraping, harvesting, or systematically extracting data from the Site by automated means without our express written consent
• Reproducing, duplicating, copying, or re-selling any part of the Site in contravention of these Terms of Use
• Using the Site in any way that could disable, overburden, damage, or impair it or interfere with any other user's use of the Site

We reserve the right to suspend or terminate access to the Site for any user who breaches these terms, without notice and without liability.

No Financial Advice

Nothing on this Site constitutes financial advice, investment advice, trading advice, or any other form of advice regulated under applicable financial services legislation. The Content on this Site is provided for general informational and B2B commercial purposes only.

The Company is not licensed as a financial adviser, investment manager, or broker-dealer in any jurisdiction. We do not hold ourselves out as providing any regulated financial service through this Site. Any descriptions of financial instruments, market data, trading infrastructure, or execution systems on this Site are provided solely to describe the technical capabilities of infrastructure we supply to onboarded corporate clients, and do not constitute advice or recommendations regarding those instruments.

If you require financial, investment, or trading advice, you should consult a duly licensed and regulated professional in your jurisdiction.

No Retail Services

The Company does not provide financial products or services to retail clients, private individuals, or any person acting outside the course of a business. This Site does not offer, and should not be construed as offering, any of the following to retail users:

• Trading accounts, brokerage accounts, or any account through which an individual may trade financial instruments
• Speculative leveraged instruments, derivative products, or any other regulated financial investment product
• Deposit-taking, funds management, portfolio management, or custody services
• Any regulated financial product or service directed at consumers under applicable financial services law

The Company does not accept funds from retail clients and does not facilitate retail trading activity of any kind through this Site or otherwise. All services described on this Site are delivered exclusively to registered Corporate Entities under formal B2B service agreements, following completion of entity verification and onboarding procedures.

If you have accessed this Site in the belief that it offers retail financial products or services, please be aware that it does not, and you should seek services from a licensed retail broker or financial services provider in your jurisdiction.

Intellectual Property

All Content on this Site, including but not limited to text, graphics, logos, interface designs, code, data structures, API documentation, and technical descriptions, is the property of PATI CREATIVE AGENCY LIMITED or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and view the Content on this Site solely for the purpose of evaluating whether to engage the Company's B2B services. This licence does not permit you to:

• Copy, reproduce, or distribute any Content for any commercial purpose without our prior written consent
• Modify, adapt, translate, or create derivative works based on any Content
• Remove or alter any copyright, trademark, or other proprietary notices contained in the Content
• Use the Company's name, logo, or trademarks in any manner that implies endorsement or affiliation without our prior written consent
• Republish any API documentation, code samples, or technical specifications from this Site in any external publication or product

Nothing in these Terms of Use transfers any intellectual property rights to you. All rights not expressly granted are reserved by the Company.

Accuracy of Information

The Company endeavours to ensure that the Content on this Site is accurate and up to date at the time of publication. However, we make no representation or warranty, express or implied, as to the accuracy, completeness, currency, or fitness for any particular purpose of any Content on this Site.

Technical specifications, latency figures, uptime statistics, and infrastructure descriptions referenced on this Site are indicative and illustrative. Actual service parameters are governed solely by the terms of individual service agreements entered into with onboarded Corporate Entities. Information on this Site should not be relied upon as a binding representation of service capability or performance.

We reserve the right to modify, update, or remove any Content at any time without notice.

Third-Party Content and Links

This Site may reference third-party products, services, platforms, data centres, or technology providers by name for descriptive purposes. Any such references do not constitute an endorsement, partnership, or affiliation with those third parties unless expressly stated.

Where the Site contains links to external websites or resources, those links are provided for reference only. The Company has no control over the content of external sites and accepts no responsibility for them or for any loss or damage that may arise from your use of those sites. You access external links at your own risk and subject to the terms and conditions of those third-party sites.

Limitation of Liability

To the fullest extent permitted by applicable law, the Company excludes all liability for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, this Site or its Content. This includes, without limitation:

• Direct, indirect, incidental, special, consequential, or punitive loss or damage
• Loss of profits, revenue, business, contracts, anticipated savings, or goodwill
• Loss or corruption of data or information
• Any loss or damage arising from reliance on Content published on this Site
• Any loss or damage resulting from interruption to, or unavailability of, the Site
• Any loss or damage caused by viruses, distributed denial-of-service attacks, or other technologically harmful material that may infect your equipment due to your use of this Site

Nothing in these Terms of Use excludes or limits the Company's liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under applicable law.

Indemnity

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

• Your breach of these Terms of Use
• Your use of this Site in a manner not permitted by these terms
• Any content or data you submit through this Site that is inaccurate, misleading, or in violation of applicable law
• Any infringement by you of any third-party intellectual property, privacy, or other right

Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.

You irrevocably agree that the courts of Hong Kong SAR shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms of Use or their subject matter. This does not affect our right to seek urgent or interim relief in any jurisdiction where the Company has assets or where your conduct may cause harm.

Changes to These Terms

We may revise these Terms of Use at any time by updating this page. Changes take effect from the date they are published unless we specify otherwise. The effective date at the top of this document will be updated each time a change is made.

Your continued use of this Site after any changes are posted constitutes your acceptance of the revised Terms of Use. If you do not agree to the revised terms, you must stop using this Site. We recommend that you review this page periodically to stay informed of any updates.

We will not make changes that retroactively impose materially greater obligations on users without providing reasonable notice where practicable.

Contact

If you have any questions about these Terms of Use or wish to report a concern about content on this Site, contact us at: